UK Finance delivers an extensive programme of events and training courses covering the latest developments in finance and banking. Head office: Radcliffe House, Blenheim Court, Warwick Road, Solihull, West Midlands, B91 2AA The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey. Head office: Fourth Floor, Grand Mill Quay, Barrow Street, Dublin 4, Ireland Head office: Atlantic House, Holborn Viaduct, London, EC1A 2FG Head office: Corporate Headquarters, Watling Street, Bexleyheath, Kent, DA6 7RR, DX 90000 BEXLEYHEATH-2 1.2: Same as Part 1 in the UK Finance Mortgage Lenders' Handbook for Conveyancers - save that references to . A CML Certificate is granted where the consultant has supervised the building of the property and confirms that it has been built in accordance with the plans and to a satisfactory standard. We can offer both warrantable and non-warrantable condo financing. The warranty/guarantee provided of the installation and insulation. Type of membership: Member, Yorkshire Building Society Type of membership: Associate, Stewart Title Ltd A mortgage bank could be a retail or a direct lenderincluding large banks, online mortgage lenders like Quicken, or credit unions. The Council of Mortgage Lenders issued a letter to the ICFA on the 13th September 2012 confirming the following statement: FEBRUARY 2010 The Valuation Panel of the Council of Mortgage Lenders confirmed that ICF (Insulating Concrete Formwork) construction is acceptable for mortgage purposes as a standard form of construction, subject to provision of valid product certification and monitoring of . A warranty scheme acts as insurance covering named defects to the property. Head office: Jarman House, Mathisen Way, Poyle Road, Colnbrook, Berkshire, SL3 0HF Premier Guarantee work with a panel of leading insurers to bring you the most comprehensive Structural Warranty cover in the market. Edenbridge, December is a festive time, with a lot of eating, drinking and often, spending. Head office: Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD, DX 27312 MARKET HARBOROUGH Key findings. Accord Buy to Let. Head office: 20 Canada Square, Canary Wharf, London, E14 5LH We serve the nation's homebuyers, homeowners, renters, and communities through nationwide programs that support safe, sustainable, and affordable housing and access to quality healthcare. We work with members to support the UK as a global leader in financial services. . Head office: 1 More London Place, London, SE1 2AF Head office: 410 Thames Valley Park Drive, Reading, Berks, RG6 1RH, DX 84150 CAVERSHAM Head office: 36 Sutton Court Road, Sutton, Surrey, SM1 4TE Type of membership: Associate, Capstone Mortgage Services Limited Apply online for a quote. Approved Mortgage Lenders. The value of new mortgage commitments (lending . Type of membership: Member, The Chorley & District Building Society LABC Warranty has been developed in conjunction with the Local Authority Building Control and designed to provide developers and individuals working with their Local Authority a . Head office: 56 Stirling Street, Airdrie, ML6 0AW Head office: 27-31 Charlotte Street, London, W1T 1RP Unit 2, Enterprise Way, Better: Best for refinancing. Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN No. Not all defects on the title or property are accepted for indemnity insurance. Enter to open, tab to navigate, enter to select Type of membership: Associate, PricewaterhouseCoopers Below, we list which Lenders currently approve The Q Policy. HMRC is to stop issuing paper copies of clients' tax calculations and tax year overviews for mortgage applications for self employed people using tax agents, insisting that it has come to an agreement with the Council of Mortgage Lenders about accepting online print outs. Our structural warranty covers including New Building, Self Builds, Barns, Industrial Conversions & Retrospectively. Type of membership: Member, The Mortgage Works Type of membership: Member, North Yorkshire Mortgages Limited UK Mortgage Lender Approval. Head office: 55 Colmore Road, Birmingham, B3 2AS, DX 13036 BIRMINGHAM 1 Type of membership: Associate, PMI Mortgage Insurance Company Limited Type of membership: Associate, IBM Global Business Services A building warranty, also known as a structural warranty or latent defects insurance, protects against damage caused by defects in the design, workmanship, materials, or components in new buildings or converted properties. Registered in England at 11 Milbanke Court, Milbanke Way, Bracknell, Berkshire, RG12 1RP. LIBF Later Life Lending - Register your interest, The outlook for households brightens slightly but many will still need support from their banks, A New Years resolution for security over Scottish shares, Guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living response from UK Finance, Mortgage market forecast to be weaker amid affordability pressures, Mortgage lending to fall 15 per cent next year, returning to pre-pandemic levels, Dont let money worries dampen your festive spirit, Half of new first-time-buyer mortgages have terms over 30 years, up from a quarter ten years ago. Confirmation from the 'scheme provider' that the . Type of membership: Associate, Legal Marketing Services Limited Just email us your plans or planning reference number! Do you know who offers mortgage services n the UK? Head office: 12 Market Square, Chesham, Buckinghamshire, HP5 1ER, DX 50314 CHESHAM-1 Head office: 4 Thorpe Way, Grove Park, Enderby, Leicester, LE19 1SU Type of membership: Associate, Hammonds Direct TN8 6HF. Type of membership: Associate, TLT Solicitors Our members undertake an estimated 97 per cent of the UK's residential mortgage lending. This type of certificate is very cost effective and is pre-approved by the council of mortgage lenders for your sale, mortgage or re-financing requirements. The industry welcomes the Financial Conduct Authoritys (FCA) guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living (the Draft Additional Guidance). Council of Mortgage Lenders approved; . Head office: Roxburghe House, 273-287 Regent Street, London, W1A 4SQ, DX 53803 OXFORD CIRCUS NORTH Don't see a particular Lender below? Our members undertake an estimated 97 per cent of the UKs residential mortgage lending. Type of membership: Member, Beverley Building Society Head office +44 (0) 289 0992 303 Alanbrooke House Castlereagh Business Park 478 Castlereagh Road Belfast, BT5 6BQ Accord Buy to Let; Accord Mortgages Limited; Adam & Company; Adam & . Direct lenders (banks and mortgage companies): Financial institutions that originate, process, and fund the loans themselves. Type of membership: Member, JPMorgan Chase Bank, N.A. Type of membership: Associate, Standard & Poors Ratings Services This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. Head office: 30 St Vincent Place, Glasgow, G1 2HL, DX 500500 CLYDEBANK Registered in England No: 3642459 | Website by, https://lendershandbook.ukfinance.org.uk/lenders-handbook/, IPIDs (Insurance Product Information Documents). Type of membership: Member, Nationwide Building Society This list is regularly updated as Lenders update their approval lists - please check back! Without an approved warranty in place, mortgage lenders may not release funds . Head office: Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4AJ Customers benefit from building control and risk management expertise from a network of more than 3,500 surveyors. Head office: 7 Belton Road, Silsden, Keighley, West Yorkshire, BD20 0EE You can also see which Lenders currently list Q as an Approved Scheme here: https://lendershandbook.ukfinance.org.uk/lenders-handbook/. Type of membership: Member, Dunfermline Building Society Type of membership: Member, New Life Mortgages Ltd Head office: Wellington Mills, 70 Plover Road, Huddersfield, HD3 3HR The Handbook is voluntary for lenders and not all choose to use it. Head office: Arndale House, Charles Street, Bradford, BD1 1UN, DX 712510 BRADFORD 10 The following lenders have confirmed acceptance of the Protek Warranty. Type of membership: Associate, TietoEnator The company offers a variety of loan products, such as bank statement loans, coops, construction loans, downpayment assistance programs, and . 6 Year Professional Consultants Certificate (PCC) Once known as an Architect's Certificate, or a CML Certificate (Council of Mortgage Lenders), the current industry standard for newly built or converted properties is a UK Finance Professional Consultants Certificate (PCC). Head office: Arcadia House, The Warley Hill Business Park, The Drive, Brentwood, Essex, CM13 3BE . We are a credit broker and not a lender and offer credit facilities from a panel of lenders. Type of membership: Member, Cheval Property Finance Plc As a homeowner, you should note that newly-built houses may easily experience . Head office: PO Box 520, Surrey Street, Norwich, NR1 3NG Type of membership: Member, Partnership Home Loans Limited Head office: 156 Milligan Street, London, E14 8AS Head office: 20 Ralli Courts, West Riverside, New Bailey Street, Salford, M3 5FT Underwritten by industry-leading rated insurers, Advantage is a CTSI code sponsor, having completed the rigorous CTSI Consumer Codes Approval Scheme process. action fraud. Registered address: 1 Angel Court, London, EC2R 7HJ UK Finance Limited (trading as UK Finance) 2023. Type of membership: Member, Cheshire Mortgage Corporation LABC Warranty has a long list of mortgage lenders who have confirmed that the LABC Warranty New Home Warranty is acceptable to them. Head office: 8 & 9 Bon Accord Crescent, Aberdeen, AB11 6DN Type of membership: Member, HSBC Bank plc Head office: Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ Type of membership: Member, Allied Irish Bank (GB) The Professional Consultants Certificate (PCC) was first introduced by the Council of Mortgage Lenders (now UK Finance) in 2000 for use by professional consultants in the construction . Type of membership: Associate, AIG UK Limited This causes a variety of unwelcome issues. Head office: edeus house, 1 Trinity Court, Broadlands, Wolverhampton, WV10 6UH Head office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire, WD6 2XX Lenders can increase their housing portfolio while mitigating risk, improving profitability and liquidity management, and expanding their loan-making ability with a USDA loan guarantee. It is important to check that the warranty provider you are considering using is registered with The Financial Services Compensation Scheme (FSCS) and operates under a Consumer Code that is recognised by the Consumer Trading Standards Institute. (formerly the Council of Mortgage Lenders) and are based on gross lending amounts. There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. Half of all first-time buyers in the UK, and over a quarter of home movers who took out a mortgage in the third quarter of this year opted for a term of more than 30 years, according to UK Finances latest Household Finance Review produced in collaboration with Accenture. Reviewed By. Head office: 25 Cabot Square, Canary Wharf, London, E14 4QA Head office: Barnwood, Barnett Way, Gloucester, GL4 3RL, DX 55251 GLOUCESTER-2 Type of membership: Member, Vernon Building Society Type of membership: Associate, Eversheds LLP Head office: 3 Goldcroft, Yeovil, Somerset, BA21 4DQ, DX 100503 YEOVIL Type of membership: Associate, Irish Permanent International Type of membership: Member, Future Mortgages Ltd Type of membership: Member, Market Harborough Mortgages Ltd Head office: First Floor, 6 Broadgate, London, EC2M 2QS Type of membership: Associate, Cobbetts LLP The Council of Mortgage Lenders (CML) is the UK association which speaks on behalf of the UK mortgage industry. As a general rule, warranty schemes are preferable as there is no need to prove fault on the part of the warranty provider, as is the case with a CML Certificate. Always lovely to receive a note of #thanks from a valued customer. https://t.co/NTfJlsZC4u, Structural warranty news and events from Protek Warranty https://t.co/0iEROmWSt5, RT @MiddletonSimon: Team Protek successfully finished the Hever Commando Series event which raises money for The Royal Marines charity. Head office: 12/14 Ridgeway Street, Douglas, Isle of Man, IM1 1EN Ally Bank: Best for low interest rates. Type of membership: Member, Norwich & Peterborough Building Society To qualify for condominium mortgage loans, please contact us at Gustan Cho Associates Mortgage Group at 800-900-8569 or text us for a faster response. Type of membership: Member, Stroud & Swindon Building Society CMLC are specialist providers of 10 Year Structural Warranties and we can also offer a range of other services such as Valuations and Bank Monitoring. We also support the home buying process through the UK Finance Handbook and our work with governments and representatives from the legal communities. The UK Finance Lenders' Handbook for conveyancers in England and Wales. Below is a list of lenders that currently accept the Build-Zone Structural Warranty for self-builds. Type of membership: Associate, Islamic Bank of Britain 231905. Head office: Barnwood, Barnett Way, Gloucester, GL4 3RL, DX 55251 GLOUCESTER-2 Head office: 80 The Strand, London, WC2R 0GR Head office: Bankcentre Britain, Belmont Road, Uxbridge, Middlesex, UB8 1SA, DX 45104 UXBRIDGE Type of membership: Member, Amber Homeloans Ltd UK Finance works with and on behalf of UK mortgage lenders banks, building societies, specialist lenders (including those who are authorised to service mortgages) to provide a single voice for the industry and promote sustainable housing finance in the UK. The warranty is provided either When you buy a new build or a recently converted property your mortgage lender will require you to gain a warranty to protect the building. Protek Group Limited, We help our members to implement regulatory initiatives through a compliant and customer-focused approach, and by sharing best practice across the industry. Type of membership: Member, Newcastle Building Society Type of membership: Associate, Rightmove Data Type of membership: Member, Chelsea Building Society Head office: Bridge House, Queens Park Road, Handbridge, Chester, CH4 7AD Type of membership: Member, Topaz Finance PLC Type of membership: Associate, Mazars LLP Head office: The Oriel, Sydenham Road, Guildford, Surrey, GU1 3SR, DX 2407 Guildford Type of membership: Associate, Allied Surveyors plc For more information on warranties, or to consider your own position in relation to any of these issues, please do not hesitate to contact Campions Solicitors. Head office: Sentinel House, Lingfield Way, Darlington, Co Durham, DL1 4PR, DX 712851 DARLINGTON-6 The Council of Mortgage Lenders integrated with five other bodies in July 2017 to form UK Finance, the new trade association for nearly 300 providers of finance, banking and payments-related services. The Q Policy has been approved by the Homes & Communities Agency for the government's Help to Buy Scheme. Head office: Exchange Tower, 2 Harbour Exchange Square, London, E14 9FR, DX 135857 ISLE OF DOGS 2 Head office: One Globeside, Fieldhouse Lane, Marlow, Buckinghamshire, SL7 1HZ Head office: Waverley House, 7-12 Noel Street, London, W1F 8GQ Head office: 120 London Wall, London, EC2Y 5ET Our address is Level 2, 20 St Thomas St, London, SE1 9RG. Type of membership: Member, Swift 1st

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